Canadian Life Insurance

Excuses for Not Having Life Insurance

As a Canadian insurance broker I have heard many excuses over the years as to why people won’t buy life insurance, here is a small list of the most common excuses. I don’t want to leave money to my spouse; after I die they are just going to spend it with their new partner. I’m [...]

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Life Insurance … What is the Underwriting Process?

The underwriting process generally takes about 4 to 6 weeks however if an attainting physicians report is required this could add several more weeks before obtaining a decision from the insurance carrier. Life Insurance Underwriting is a process that determines the risk of insuring a person. Underwriting involves looking at the application and evidence provided [...]

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How To Get The Best Life Insurance

The Canadian life insurance industry is regulated by the government and has many laws in place to protect the consumer. Many independent associations also operate in Canada that work to ensure that life insurance brokers have access to continual professional development this combined with a commitment to continually improving the standards of qualifications make Canadian [...]

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Canadian Life Insurance Brokers

An insurance broker is a certified professional who specializes in providing insurance policies from various insurance companies. The main difference between a broker and an agent, who works for a specific company, is that the agent sells insurance from a single company, while a broker represents multiple companies. This allows a broker to provide more [...]

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