Universal Life Insurance

Universal Life provides the comfort of life insurance protection, together with the benefit of tax-deferred investing. Universal life policies are the most flexible life insurance policies, and can and should be designed and tailored to fit the needs of each individual.

In the first year each policyholder selects his or her premium, ranging from the minimum (the pure cost of the insurance) to the maximum, (Canada Revenue Agency calculated amount).

The investment selections within the policy are dependent on the insurance company. Most offer a full range of investment options, from fixed income all the way through to equity-based investments.

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• Insurance Type:
• 5 Year Guaranteed Term 10 Year Guaranteed Term 15 Year Guaranteed Term 20 Year Guaranteed Term 30 Year Guaranteed Term Term to 65 Guaranteed Term to 70 Guaranteed Term to 75 Guaranteed Whole Life Guaranteed Life Pay Term to 100 Guaranteed Universal Life Gtd. Level to Age 100
• Amount:
• $25,000 $50,000 $75,000 $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000 $600,000 $700,000 $750,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,500,000 $3,000,000 $5,000,000
• Sex:
• Male Female
• Smoker:
• No Yes
• Health:
• Regular Regular Plus Preferred Preferred Plus
• Birthday:
• 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31
• January February March April May June July August September October November December
• 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 1912 1913 1914 1915 1916 1917 1918 1919 1920 1921 1922 1923 1924 1925 1926 1927 1928 1929 1930 1931 1932 1933 1934 1935 1936 1937 1938 1939 1940 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008
• Pay Premiums:
• Annual Monthly
• Name:*
• Last Name:*
• Telephone:*
• Best Time To Call:
• Email:*

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