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Business Planning


Business Planning


You've decided to take the plunge and start your own business. Starting a business, given its share of rewards and risks, is a serious endeavour and requires considerable preparation. If you are going to accept the challenge, then you must do everything you can to improve your chances for success.

You're probably expecting to put in some long hours as you develop your products, services and customer base. You'll also have to consider how to provide for your employees, whether you have any as you start out or will add them as your business expands. Regardless of your initial plans, you need to ensure that you and your business are adequately protected.

You'll need to consider insurance coverage for your business that would normally be provided if you worked for a corporation. Life insurance, disability insurance and long-term care insurance can help protect your business, as well as you and your family. You need to start planning early for the future regarding retirement, estate plans and the eventual sale or transition of your business. Once you add employees, you'll need to consider key-employee benefits, life insurance benefits to help them protect their personal and financial welfare. There's a lot to think about, but it can be both rewarding and manageable.


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