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Which Type of Life Insurance is Best for You?

In regards to life insurance there are two basic types, one being term and the other permanent. Term life insurance provides insurance protection for the amount of time that the policy holder specifies. If the insured dies within the specified time, the face value of the policy will be given to the beneficiary, however if he does not die within that time span and the policy is not renewed, then nothing will be paid out. Permanent life insurance on the other hand, provides insurance protection for the policy holder’s life span, as well as a savings element. There are two common types of permanent insurance: whole life insurance and universal life insurance.

Permanent insurance is more expensive to own than term insurance, however, you should let your family’s need be the determining factor in deciding which type of life insurance is best for you, rather than the price.

You have probably heard arguments about how term life insurance policies are the better deal or marketing hype regarding cash value policies, but what it really comes down to is each person’s individual situation.

Thinking about getting life insurance? Try our FREE Instant Life Insurance Quotes form and get the best coverage for your money.
Use the insurance need calculator to help you determine how much coverage you require otherwise please feel free to contact one of our life insurance specialists at 1-866-561-7499.

Everyone needs Life Insurance and some folks need more of it! Why?
Here are the 7 Reasons why You might Need More Life Insurance.

Solutions Financial is available to help you make the right decision give us a call now.

We offer the following Life Insurance packages:

To help you with your insurance decision making, here are a couple of helpful guides:

The cost of insurance, which depends on a variety of factors. Learn what those are.

If the very idea of a life insurance exam causes stress, you’re not alone. Find out what to expect.

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