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Universal Life Insurance

Universal Life Insurance provides the comfort of life insurance protection, together with the benefit of tax-deferred investing. Universal life insurance policies are the most flexible life insurance policies, and can and should be designed and tailored to fit the needs of each individual.

In the first year each life insurance policyholder selects his or her premium, ranging from the minimum (the pure cost of the life insurance) to the maximum, (Canada Revenue Agency calculated amount).

The investment selections within the life insurance policy are dependent on the life insurance company. Most offer a full range of investment options, from fixed income all the way through to equity-based investments.

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