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Introducing Solutions Financial Group Benefits

After 17 years in business, we are pleased to launch Solutions Financial Group Benefits! We have the newest Group product available in Canada. Solutions Financial Group is designed the ground up to be Canada’s most flexible, adaptable and comprehensive product on the Market.

Servicing businesses with employees from 1 to 1,000!

Solutions Financial Group Benefits Packages feature:

A Dedicated Group Benefits specialist

  • We ensure that the Representative that completes your enrollment will remain your dedicated Service Rep! Therefore you are always speaking to a familiar voice who has detailed knowledge about your specific business and employees. We handle:
    • Needs Analysis
    • Administrative support
    • Assistance with enrollment and launching
    • Claims Assistance
    • Renewal Analysis

Covering all of Ontario

  • We are a Provincial Wide Group Benefit provider servicing all of Ontario. This ensures that we are able to provide top level service small communities in the Muskoka’s with the same quality as our clients located in Mississauga.

Access to over 15 different Group Benefit Providers

  • In addition to our own SF Benefits products, we work with all of Ontario’s Premium Group Benefit companies. This means that we can shop around for the best product and pricing to suit your needs, giving you the time to invest in building your own business.

Custom Tailored Solutions

  • We believe in the entrepreneurial spirit and know that business owners work hard to turn profits and build their company. With this in mind, we take the time to understand Your Unique Business. We then take that knowledge to create a custom tailored Solution for you. This ensures you get everything you need and nothing else.

Benefits of Solutions Financial Group Benefits

We understand the value offering Group Benefits to an organization.  After all, large companies have the ability to offer Benefits and have used this to their advantage enjoying:

  • Reduced Employee Turnover
  • Increased Employee Production by making your staff and their families happier and healthier
  • Attracting new talented applicants for your posted job positions
  • Tax-effective way to further compensate your employees

Now, Solutions Financial is offering these same advantages to businesses of all sizes by providing Group Benefits to Ontario’s Small Businesses!

Solutions Financial Group Benefits Packages Provide

  • Enhanced Health, Dental and Vision Coverage
  • Short and Long Term disability
  • Critical Illness
  • Employee and Family assistance programs

We are a full service Financial Company and can also provide:

  • Life Insurance
  • Key Person Insurance
  • Retirement Investment
  • Travel Insurance
  • Commercial Liability and Fleet Insurance (through our Partner All-Risks Burlington)

Our Group Expert:

Milan is our Group Benefits Specialist. Bringing over a decade of Financial Services and Group Benefits experience to the team, Milan was instrumental in developing SF Benefits. Milan will spend time to understand the details of your business. This allows him to create a custom solution that fits your business type, size and budget.

 

Call us today 1-866-561-7499 or request a quote at www.solutionsfinancial.ca

How to get Term Life Insurance for clients with HIV/AIDS

Term Life Insurance For HIV/AIDS

Historically, I have had no access to life insurance products that will cover clients after contracting HIV or AIDS. Solutions Financial was founded on the premise of providing a Solution for every possible client. Therefore, I spent many hours in the past calling colleagues and carriers alike searching for a solution. Thankfully the Industry has caught up and Solutions Financial now offers an affordable Term Life Insurance for HIV/AIDS patients. Additionally, this product is approved with No Medical Exam and is underwritten by one of our strongest partners.

Are there exclusions?

As discussed, our Term Life Insurance for clients with HIV/AIDS will provide instant coverage. However, are there any major exclusions? The main exclusion my HIV/AIDS clients are concerned with is the 2 year Exemption for death related to HIV/AIDS. Essentially, in the event that a covered client passes away in the first 24 months of the policy from HIV or AIDS then the policy would return premiums. After the first 2 years, the HIV/AIDS clause is removed. In other words, the policy will pay out if a covered client passes away from HIV/AIDS on the first day of the 3rd year until the end of the policy.

Additional Features

Return of Premium – Solutions Financial includes an optional feature that many of my clients take advantage of. Return of Premium gives you the option of returning all of your premium to you at the end of a policy period. This refund is available if there was no claim during the policy period. Therefore, this feature could allow you to get a refund on your policy!

Who can we provide this product to?

Solutions Financial operates in Canada from Coast to Coast. We are in every province excluding Quebec. Hence, we can provide Term Life Insurance for HIV/AIDS to the majority of Canadians. After all, the entire process is complete over the phone and online. Using our Non Face-To-Face method, we are able to provide you Term Life Insurance for HIV/AIDS quickly, securely and conveniently. Many of our clients appreciate the privacy this method affords.

Solutions Financial is here to give peace of mind to clients with HIV/AIDS. Please contact us today for more information: I look forward to speaking with you.

For assistance in receiving support and more information about HIV and AIDS treatment, Visit GMSH, Ontario HIV Treatment Network or AIDS Committee of Toronto below:

http://www.gmsh.ca 

http://www.ohtn.on.ca/

https://www.actoronto.org/

*This article and links are for information purposes only and should not replace the advise of your Physician. Always follow your Doctor’s medical advise.