Category Archives: Estate Planning

Why Work with an Insurance Broker

Posted on: December 21st, 2018 by Peter Choma

There are many reasons why one should work with an Insurance Broker
What is a Life Insurance Broker?

Working with a Life Insurance Broker is the best way to buy Life Insurance. A life insurance broker is a committed individual that encourages and listens to the needs of any individual. An insurance broker will be able to find appropriate rates for you to choose from. A life insurance broker can provide from many sources.  Specifically: we can shop for life insurance you require from a carrier in another city or province. This means that a Broker frequently offers better rates then a local life insurance company.

Advantages

There are many advantages in dealing with a life insurance broker when you want to obtain life insurance.


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Obtaining Life Insurance For a Charity

Posted on: April 15th, 2013 by Peter Choma

There are numerous people that have charities that are near and dear to their heart. Throughout their lives they may give a considerable amount of their time and money to specific charities. Such individuals may also want to continue giving to these particular charities even after they pass on. The individuals that want to leave funds to a charity upon their demise have the option of obtaining life insurance for a charity. Although this may sound somewhat peculiar, there are a number of people that take this particular route in order to ensure that their special charities continue to receive the monies they are used to receiving even after a person’s demise. While some individuals may choose to leave monies to a charity via a will,


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Preserve your wealth

Posted on: May 14th, 2012 by Peter Choma

A strategy to protect the value of your legacy

The Preserve your wealth strategy is designed for individuals who:

  • Have built-up significant wealth in capital assets
  • Have a second property that has appreciated in value
  • Want to keep a vacation home in the family
  • Are worried about leaving their family with a large tax burden
  • Want to leave their full estate to heirs or favourite charity
  • Want to provide funding for final expenses, outstanding debts, legal fees and taxes

The situation

You have worked hard to achieve a degree of financial success. As each year passes and you become financially independent,


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