Choosing Life Insurance Beneficiaries

Posted on: April 24th, 2013 by Peter Choma

Choosing Life Insurance Beneficiaries

Nobody likes to think of dying, but as it is a fact of life it must be given consideration at some stage in your life. Typically, people will start to think about life Insurance when they start families or relationships. Other reasons are if they enter into agreements where they require security in the event of their death. Choosing life insurance beneficiaries could be difficult.

What Should I Take Into Account

Who are the beneficiaries going to be is an important one. Does any money paid out go automatically to your spouse, children or bank? If you are in a stable relationship, but not officially married, does your partner automatically receive payment?

We have all seen where people have died and their families have hit the headlines while battling among themselves.


Read More

Life Insurance For a Charity

Posted on: April 15th, 2013 by Peter Choma

Life Insurance For a Charity

Some people have a charity that are near and dear to their heart. If you want to leave funds to a charity upon your demise you have the option of obtaining life insurance for a charity (LIFC). Throughout their lives they may give a considerable amount of their time and money to specific charities. Such individuals may also want to continue giving to these particular charities even after they pass on.

Although this may sound somewhat peculiar, there are a number of people that take this particular route. These folks want to ensure that their special charities continue to receive the monies even after a person’s demise. While you may choose to leave monies to a charity via a will,


Read More

Ten reasons for using a Life Insurance Broker

Posted on: April 4th, 2013 by Peter Choma

Ten reasons for using a Life Insurance Broker

We have collected our Ten reasons for using a Life Insurance Broker. Finding the correct life insurance policy can be easy, difficult, impossible, or just extremely frustrating depending on how much time you have to research it and the people who you end up talking to on the phone. Each person you phone with regards to a policy is going to try and get you to sign their policy by telling you about all of the good things, while conveniently glossing over some of the not so good things. Unless you are an expert at reading contract language you may have signed for something you may not have wanted. This is where an insurance broker comes in.


Read More

Life Insurance for Scuba Divers

Posted on: March 27th, 2013 by Peter Choma

Canada is known for its largest fresh water lakes in the world which makes it a place or destination to enjoy scuba diving. Many Scuba Divers go to Canada to enjoy this adventurous thing to do. Scuba Diving is known to be exciting more than ever now that you don’t have to rely on a breath hold or air pumped from the surface. It is now a lot safer and a free way to scuba dive by carrying your own air source in a tank. This allows divers to move freely under water more than that with an airline.

Scuba Diving is an adventurous thing to do without any doubt but with the adventurous things comes the risk of injury or dealth.


Read More

Getting the Best Life Insurance for the Business Owner

Posted on: March 19th, 2013 by Peter Choma

Getting the Best Life Insurance for the Business Owner

Anyone that has a business understands how important it is to be able to have a secure financial foundation. Numerous businesses have gone belly up all because they didn’t have the proper funding. Those individuals that are interested in making sure that their businesses have a financial future should consider life insurance for the business owner. This particular type of life insurance can be used for a variety of purposes.

People obtain life insurance for the business owner to make sure that the person who owns the business has some sort of financial backing. Since businesses fluctuate so frequently, this type of insurance policy helps to protect a business owner.


Read More